Visitors Care Plus

An overview of the requirements and benefits included with this plan. If there are other plans offered by the same company, you’ll find them on the bottom of the page.

Summary

IMG Global Visitors Care Plus provides enhanced medical coverage for travelers visiting the United States, offering improved protection over the Lite version at moderate cost increases. With double the medical coverage and the same essential benefits, it targets visitors to the US who need more substantial medical protection while maintaining affordability. The plan balances enhanced medical security with reasonable premium rates for US-specific travel.

Fact Sheet

Name Visitors Care Plus
Provider IMG Global
Age 0 to 79
Premium $0.91 to $3.08 per day
Duration 5 days to 2 years
Minimum cancellation notice 1 month
Maximum number of medical extension days 0 days
Bookable after departure included
Available coverage regions United States

Highlights

Pros:

  • Enhanced medical coverage for US visits
  • Covers travelers up to age 79
  • Can be purchased after departure
  • Duration up to 2 years
  • Accidental death and disability benefits
  • Emergency assistance included
  • Repatriation coverage included
  • Emergency dental coverage included
  • Better value than upgrading to Platinum

Cons:

  • Still limited medical coverage for US healthcare costs
  • No medical extension options
  • No home country coverage
  • No maternity coverage
  • No luggage insurance
  • No personal belongings coverage
  • No personal liability coverage
  • No high-risk sports coverage
  • US coverage only (very limited regional scope)

Medical Coverage (Illness & Accidents)

Medical Coverage Limit $50,000.00
Inpatient Coverage included
Outpatient Coverage included
Emergency Dental Coverage included
Maternity Coverage unavailable

Assistance

Emergency Assistance included
Repatriation Coverage included

Miscellaneous

Accidental Death and Disability Coverage included
High Risk Sports Coverage unavailable
Home Country Coverage unavailable
Luggage Insurance unavailable
Personal Belongings Coverage unavailable
Personal Liability Coverage unavailable

Analysis

IMG Global Visitors Care Plus represents the middle tier of IMG's US visitor insurance options, providing enhanced medical coverage while maintaining reasonable affordability. It offers double the medical protection of Visitors Care Lite, making it more suitable for visitors who need adequate coverage for potential US medical expenses.

Compared to other plans:

  • Vs. IMG Global Visitors Care Lite: Double the medical coverage at moderate premium increase
  • Vs. IMG Global Visitors Care Platinum: Half the coverage but significantly more affordable
  • Vs. US-focused competitors: Competitive medical coverage for US-specific visitor insurance market
  • Vs. international plans: Specialized for US visits with appropriate medical limits

The plan strikes a balance between coverage adequacy and affordability for US visitors, providing more realistic protection against US healthcare costs compared to the Lite version. However, it still may be insufficient for major medical emergencies in high-cost US medical markets.

Best suited for:

  • Mid-budget visitors to the US seeking adequate coverage
  • Business travelers on extended US assignments
  • Family visitors staying for several months
  • Elderly visitors (up to 79) needing enhanced US medical protection
  • Visitors to moderate-cost US healthcare regions

The plan provides reasonable protection for US visits with improved medical coverage over the Lite option. However, visitors to high-cost medical areas or those with higher risk profiles should consider upgrading to Visitors Care Platinum for comprehensive protection against US healthcare costs.

All Plans Offered By IMG Global

Plan Duration Age Medical Coverage Available Coverage Regions

Visitors Care Lite

5 days to 2 years 0 to 79 $25,000.00 United States

Visitors Care Platinum

5 days to 2 years 0 to 79 $100,000.00 United States

Visitors Care Plus

5 days to 2 years 0 to 79 $50,000.00 United States

iTravelInsured Lite (US citizen only)

1 day to 6 months 0 to 99 $100,000.00 Worldwide excluding US

Patriot International Platinum

5 days to 3 years 0 to 99 $20,000.00 to $2,000,000.00 Worldwide excluding US

Patriot International Lite

5 days to 2 years 0 to 99 $10,000.00 to $100,000.00 Worldwide excluding US
Visitors Care Lite
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $25,000.00
Destinations: United States
Visitors Care Platinum
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $100,000.00
Destinations: United States
Visitors Care Plus
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $50,000.00
Destinations: United States
iTravelInsured Lite (US citizen only)
Duration: 1 day to 6 months
Age: 0 to 99
Medical Coverage: $100,000.00
Destinations: Worldwide excluding US
Patriot International Platinum
Duration: 5 days to 3 years
Age: 0 to 99
Medical Coverage: $20,000.00 to $2,000,000.00
Destinations: Worldwide excluding US
Patriot International Lite
Duration: 5 days to 2 years
Age: 0 to 99
Medical Coverage: $10,000.00 to $100,000.00
Destinations: Worldwide excluding US

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