Patriot International Platinum

An overview of the requirements and benefits included with this plan. If there are other plans offered by the same company, you’ll find them on the bottom of the page.

Summary

IMG Global Patriot International Platinum provides premium worldwide travel insurance with exceptionally high medical coverage and comprehensive travel benefits. With scalable medical limits reaching substantial levels and exceptional age inclusivity up to 99, it targets travelers who need maximum protection during extended international travel. The plan combines high-limit medical coverage with complete travel benefits while maintaining the longest extension options in IMG's portfolio.

Fact Sheet

Name Patriot International Platinum
Provider IMG Global
Age 0 to 99
Premium $2.00 to $27.17 per day
Duration 5 days to 3 years
Minimum cancellation notice 1 month
Maximum number of medical extension days 6 months
Bookable after departure included
Available coverage regions Worldwide excluding US

Highlights

Pros:

  • Exceptionally high medical coverage options
  • Exceptional age coverage up to 99
  • Comprehensive worldwide coverage (excluding US)
  • Home country coverage included
  • Luggage insurance included
  • Personal liability coverage included
  • Accidental death and disability benefits
  • Can be purchased after departure
  • Longest medical extension options (6 months)
  • Duration up to 3 years
  • Personal belongings coverage available

Cons:

  • Premium pricing for high-level coverage
  • No maternity coverage
  • No high-risk sports coverage
  • No US coverage option
  • Requires 1 month cancellation notice
  • Personal belongings require surcharge
  • Significantly higher premiums with age
  • May be over-insured for low-risk destinations

Medical Coverage (Illness & Accidents)

Medical Coverage Limit $20,000.00 to $2,000,000.00
Inpatient Coverage included
Outpatient Coverage included
Emergency Dental Coverage included
Maternity Coverage unavailable

Assistance

Emergency Assistance included
Repatriation Coverage included

Miscellaneous

Accidental Death and Disability Coverage included
High Risk Sports Coverage unavailable
Home Country Coverage included
Luggage Insurance included
Personal Belongings Coverage available at a surcharge
Personal Liability Coverage included

Analysis

IMG Global Patriot International Platinum represents the premium tier of international travel insurance, offering some of the highest medical coverage available combined with comprehensive travel benefits. Its exceptional age inclusivity and substantial medical limits make it suitable for travelers requiring maximum protection regardless of age or destination healthcare costs.

Compared to other plans:

  • Vs. BDAE unlimited plans: Similar high-level coverage but IMG includes comprehensive travel benefits
  • Vs. Dr. Walter unlimited plans: Higher flexibility in medical limits with travel benefits included
  • Vs. IMG Patriot International Lite: Substantially higher medical coverage with enhanced benefits
  • Vs. premium competitors: Competitive high-end coverage with superior age inclusivity

The plan's unique positioning combines maximum medical protection with comprehensive travel benefits while maintaining age inclusivity that excludes no travelers. Its 6-month medical extension options provide exceptional flexibility for medical emergencies, surpassing most competitors.

Best suited for:

  • High-net-worth travelers requiring maximum protection
  • Travelers over 75 needing premium coverage (excluded from most plans)
  • Extended stays in high-cost healthcare countries
  • Business executives on critical international assignments
  • Travelers with pre-existing conditions requiring high medical limits

The plan provides comprehensive protection for travelers who prioritize maximum security and can afford premium pricing. However, the high cost may not be justified for low-risk destinations, and travelers needing US coverage should explore Visitors Care Platinum options.

All Plans Offered By IMG Global

Plan Duration Age Medical Coverage Available Coverage Regions

Visitors Care Lite

5 days to 2 years 0 to 79 $25,000.00 United States

Visitors Care Platinum

5 days to 2 years 0 to 79 $100,000.00 United States

Visitors Care Plus

5 days to 2 years 0 to 79 $50,000.00 United States

iTravelInsured Lite (US citizen only)

1 day to 6 months 0 to 99 $100,000.00 Worldwide excluding US

Patriot International Platinum

5 days to 3 years 0 to 99 $20,000.00 to $2,000,000.00 Worldwide excluding US

Patriot International Lite

5 days to 2 years 0 to 99 $10,000.00 to $100,000.00 Worldwide excluding US
Visitors Care Lite
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $25,000.00
Destinations: United States
Visitors Care Platinum
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $100,000.00
Destinations: United States
Visitors Care Plus
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $50,000.00
Destinations: United States
iTravelInsured Lite (US citizen only)
Duration: 1 day to 6 months
Age: 0 to 99
Medical Coverage: $100,000.00
Destinations: Worldwide excluding US
Patriot International Platinum
Duration: 5 days to 3 years
Age: 0 to 99
Medical Coverage: $20,000.00 to $2,000,000.00
Destinations: Worldwide excluding US
Patriot International Lite
Duration: 5 days to 2 years
Age: 0 to 99
Medical Coverage: $10,000.00 to $100,000.00
Destinations: Worldwide excluding US

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