Visitors Care Lite

An overview of the requirements and benefits included with this plan. If there are other plans offered by the same company, you’ll find them on the bottom of the page.

Summary

IMG Global Visitors Care Lite provides affordable medical coverage specifically for travelers visiting the United States. With basic medical protection at budget-friendly rates, it targets short-term visitors to the US who need essential medical coverage to meet visa requirements or basic health protection. The plan focuses on essential medical benefits while maintaining minimal costs for US-specific travel.

Fact Sheet

Name Visitors Care Lite
Provider IMG Global
Age 0 to 79
Premium $0.76 to $2.13 per day
Duration 5 days to 2 years
Minimum cancellation notice 1 month
Maximum number of medical extension days 0 days
Bookable after departure included
Available coverage regions United States

Highlights

Pros:

  • Very affordable daily rates for US coverage
  • Covers travelers up to age 79
  • Can be purchased after departure
  • Duration up to 2 years
  • Accidental death and disability benefits
  • Emergency assistance included
  • Repatriation coverage included
  • Emergency dental coverage included

Cons:

  • Limited medical coverage for US healthcare costs
  • No medical extension options
  • No home country coverage
  • No maternity coverage
  • No luggage insurance
  • No personal belongings coverage
  • No personal liability coverage
  • No high-risk sports coverage
  • US coverage only (very limited regional scope)

Medical Coverage (Illness & Accidents)

Medical Coverage Limit $25,000.00
Inpatient Coverage included
Outpatient Coverage included
Emergency Dental Coverage included
Maternity Coverage unavailable

Assistance

Emergency Assistance included
Repatriation Coverage included

Miscellaneous

Accidental Death and Disability Coverage included
High Risk Sports Coverage unavailable
Home Country Coverage unavailable
Luggage Insurance unavailable
Personal Belongings Coverage unavailable
Personal Liability Coverage unavailable

Analysis

IMG Global Visitors Care Lite serves as an entry-level option for travelers visiting the United States who need basic medical coverage at minimal cost. While the medical coverage is limited relative to US healthcare costs, it provides essential protection for budget-conscious visitors or those required to show insurance for visa purposes.

Compared to other plans:

  • Vs. IMG Global Visitors Care Plus: Half the medical coverage at lower premium rates
  • Vs. IMG Global Visitors Care Platinum: Significantly lower coverage but much more affordable
  • Vs. ACS plans: US-specific coverage vs worldwide options, with lower medical limits
  • Vs. international plans: Specialized for US visits vs broader international coverage

The plan's primary advantage is its affordability for US-specific coverage, making it accessible for short-term visitors with limited budgets. However, the medical coverage may be insufficient for serious medical emergencies in the US, where healthcare costs are exceptionally high.

Best suited for:

  • Budget-conscious short-term visitors to the US
  • Students or exchange participants requiring basic US coverage
  • Elderly visitors (up to 79) needing affordable US medical coverage
  • Visa applicants needing to demonstrate insurance coverage
  • Short business trips or family visits to the US

The plan provides basic protection for US visits at minimal cost but should be carefully evaluated against potential medical expenses. Travelers with higher risk tolerance or those visiting high-cost US medical areas should consider upgrading to Visitors Care Plus or Platinum for adequate protection.

All Plans Offered By IMG Global

Plan Duration Age Medical Coverage Available Coverage Regions

Visitors Care Lite

5 days to 2 years 0 to 79 $25,000.00 United States

Visitors Care Platinum

5 days to 2 years 0 to 79 $100,000.00 United States

Visitors Care Plus

5 days to 2 years 0 to 79 $50,000.00 United States

iTravelInsured Lite (US citizen only)

1 day to 6 months 0 to 99 $100,000.00 Worldwide excluding US

Patriot International Platinum

5 days to 3 years 0 to 99 $20,000.00 to $2,000,000.00 Worldwide excluding US

Patriot International Lite

5 days to 2 years 0 to 99 $10,000.00 to $100,000.00 Worldwide excluding US
Visitors Care Lite
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $25,000.00
Destinations: United States
Visitors Care Platinum
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $100,000.00
Destinations: United States
Visitors Care Plus
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $50,000.00
Destinations: United States
iTravelInsured Lite (US citizen only)
Duration: 1 day to 6 months
Age: 0 to 99
Medical Coverage: $100,000.00
Destinations: Worldwide excluding US
Patriot International Platinum
Duration: 5 days to 3 years
Age: 0 to 99
Medical Coverage: $20,000.00 to $2,000,000.00
Destinations: Worldwide excluding US
Patriot International Lite
Duration: 5 days to 2 years
Age: 0 to 99
Medical Coverage: $10,000.00 to $100,000.00
Destinations: Worldwide excluding US

Safe And Not Sorry provides insurance comparisons only.
For full coverage details, terms, and conditions, refer to the provider's official documentation.
Safe And Not Sorry is a partnership between CiC Insurances and ExpatDen.