Visitors Care Platinum

An overview of the requirements and benefits included with this plan. If there are other plans offered by the same company, you’ll find them on the bottom of the page.

Summary

IMG Global Visitors Care Platinum provides premium medical coverage specifically for travelers visiting the United States, offering the highest protection level in IMG's US visitor series. With substantial medical coverage designed to handle US healthcare costs and comprehensive emergency benefits, it targets visitors who need adequate protection against expensive US medical expenses. The plan prioritizes medical security for US visits while maintaining comprehensive emergency assistance.

Fact Sheet

Name Visitors Care Platinum
Provider IMG Global
Age 0 to 79
Premium $1.27 to $4.79 per day
Duration 5 days to 2 years
Minimum cancellation notice 1 month
Maximum number of medical extension days 0 days
Bookable after departure included
Available coverage regions United States

Highlights

Pros:

  • Substantial medical coverage for US healthcare costs
  • Covers travelers up to age 79
  • Can be purchased after departure
  • Duration up to 2 years
  • Accidental death and disability benefits
  • Emergency assistance included
  • Repatriation coverage included
  • Emergency dental coverage included
  • Designed specifically for US healthcare costs

Cons:

  • Overall limit per medical condition of $100,000
  • Sub-limits apply for many benefits (please refer to the table of benefits and policy wording)
  • No medical extension
  • No home country coverage
  • No luggage insurance
  • No personal belongings coverage
  • No personal liability coverage
  • No high-risk sports coverage
  • Premium pricing for US-only coverage

Medical Coverage (Illness & Accidents)

Medical Coverage Limit $100,000.00
Inpatient Coverage included
Outpatient Coverage included
Emergency Dental Coverage included
Maternity Coverage unavailable

Assistance

Emergency Assistance included
Repatriation Coverage included

Miscellaneous

Accidental Death and Disability Coverage included
High Risk Sports Coverage unavailable
Home Country Coverage unavailable
Luggage Insurance unavailable
Personal Belongings Coverage unavailable
Personal Liability Coverage unavailable

Analysis

IMG Global Visitors Care Platinum serves as the premium option for travelers visiting the United States, providing the highest medical coverage in IMG's US visitor portfolio. It offers more realistic protection against US healthcare costs, making it suitable for visitors who prioritize adequate medical coverage during US travel.

Compared to other plans:

  • Vs. IMG Global Visitors Care Plus/Lite: Substantially higher medical coverage for better US healthcare protection
  • Vs. US domestic plans: Specialized for international visitors vs domestic US coverage
  • Vs. comprehensive international plans: US-specific focus vs broader worldwide coverage
  • Vs. premium international plans: Lower overall benefits but appropriate for US healthcare costs

The plan's strength lies in providing adequate medical coverage specifically calibrated for US healthcare expenses, offering better protection than lower-tier visitor plans. However, it still lacks the comprehensive travel benefits found in worldwide travel insurance plans.

Best suited for:

  • Visitors to high-cost US medical markets
  • Extended business travelers in the US
  • Elderly visitors (up to 79) needing substantial US medical coverage
  • Family visits involving potential health risks
  • Visitors with pre-existing conditions requiring US medical care

The plan provides the most comprehensive medical protection available for US visitors within IMG's portfolio, making it suitable for those prioritizing medical security during US travel. However, visitors needing comprehensive travel benefits should consider international plans with US coverage, and those visiting low-cost US areas might find adequate protection with lower-tier options.

All Plans Offered By IMG Global

Plan Duration Age Medical Coverage Available Coverage Regions

Visitors Care Lite

5 days to 2 years 0 to 79 $25,000.00 United States

Visitors Care Plus

5 days to 2 years 0 to 79 $50,000.00 United States

Patriot International Platinum

5 days to 3 years 0 to 99 $20,000.00 to $2,000,000.00 Worldwide excluding US

Patriot International Lite

5 days to 2 years 0 to 99 $10,000.00 to $100,000.00 Worldwide excluding US

iTravelInsured Lite

1 day to 6 months 0 to 99 $100,000.00 Worldwide excluding US

Visitors Care Platinum

5 days to 2 years 0 to 79 $100,000.00 United States
Visitors Care Lite
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $25,000.00
Destinations: United States
Visitors Care Plus
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $50,000.00
Destinations: United States
Patriot International Platinum
Duration: 5 days to 3 years
Age: 0 to 99
Medical Coverage: $20,000.00 to $2,000,000.00
Destinations: Worldwide excluding US
Patriot International Lite
Duration: 5 days to 2 years
Age: 0 to 99
Medical Coverage: $10,000.00 to $100,000.00
Destinations: Worldwide excluding US
iTravelInsured Lite
Duration: 1 day to 6 months
Age: 0 to 99
Medical Coverage: $100,000.00
Destinations: Worldwide excluding US
Visitors Care Platinum
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $100,000.00
Destinations: United States

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