iTravelInsured Lite (US citizen only)

An overview of the requirements and benefits included with this plan. If there are other plans offered by the same company, you’ll find them on the bottom of the page.

Summary

IMG Global iTravelInsured Lite provides specialized travel insurance exclusively for US citizens traveling internationally, combining medical coverage with comprehensive travel benefits. With substantial medical protection and included luggage insurance, it targets American travelers who need reliable worldwide coverage with practical travel conveniences during international trips. The plan emphasizes complete travel protection while excluding the expensive US healthcare market to maintain reasonable premiums.

Fact Sheet

Name iTravelInsured Lite (US citizen only)
Provider IMG Global
Age 0 to 99
Premium $5.00 to $19.73 per day
Duration 1 day to 6 months
Minimum cancellation notice This plan does not support early cancellation.
Maximum number of medical extension days 10 days
Bookable after departure unavailable
Available coverage regions Worldwide excluding US

Highlights

Pros:

  • Substantial medical coverage for international travel
  • Excellent age coverage up to 99
  • Luggage insurance included
  • Personal belongings coverage included
  • Emergency assistance included
  • Repatriation coverage included
  • Emergency dental coverage included
  • Worldwide coverage (excluding US)
  • Medical extension available (10 days)

Cons:

  • US citizens only (very limited eligibility)
  • Cannot be purchased after departure
  • No early cancellation options
  • No home country coverage
  • No maternity coverage
  • No accidental death/disability benefits
  • No personal liability coverage
  • No high-risk sports coverage
  • Higher premium rates than basic plans
  • Limited to 6-month maximum duration

Medical Coverage (Illness & Accidents)

Medical Coverage Limit $100,000.00
Inpatient Coverage included
Outpatient Coverage included
Emergency Dental Coverage included
Maternity Coverage unavailable

Assistance

Emergency Assistance included
Repatriation Coverage included

Miscellaneous

Accidental Death and Disability Coverage unavailable
High Risk Sports Coverage unavailable
Home Country Coverage unavailable
Luggage Insurance included
Personal Belongings Coverage included
Personal Liability Coverage unavailable

Analysis

IMG Global iTravelInsured Lite serves a specialized niche by providing comprehensive travel insurance exclusively for US citizens traveling internationally. Its combination of substantial medical coverage with practical travel benefits creates a complete package specifically designed for Americans abroad, while excluding expensive US healthcare to maintain affordability.

Compared to other plans:

  • Vs. ACS Globe plans: Similar comprehensive approach but restricted to US citizens only
  • Vs. SafetyWing Nomad Essential: Higher medical coverage and includes luggage benefits but limited eligibility
  • Vs. IMG Patriot International plans: Higher medical coverage and includes travel benefits vs basic medical focus
  • Vs. US domestic travel insurance: Specialized for outbound international travel from US

The plan's strength lies in its US citizen-specific design, providing coverage that understands American travelers' needs while excluding the expensive US market. However, its restrictive eligibility and inability to purchase after departure limit its accessibility.

Best suited for:

  • US citizens on extended international business assignments
  • American retirees traveling internationally long-term
  • US students studying abroad for extended periods
  • American expatriates in transition between countries
  • US travelers over 70 needing age-inclusive international coverage

The plan provides excellent value for eligible US citizens who need comprehensive international travel protection with practical benefits. However, the restrictive eligibility limits its market, and non-US citizens should consider alternative providers with broader eligibility requirements.

All Plans Offered By IMG Global

Plan Duration Age Medical Coverage Available Coverage Regions

Visitors Care Lite

5 days to 2 years 0 to 79 $25,000.00 United States

Visitors Care Platinum

5 days to 2 years 0 to 79 $100,000.00 United States

Visitors Care Plus

5 days to 2 years 0 to 79 $50,000.00 United States

iTravelInsured Lite (US citizen only)

1 day to 6 months 0 to 99 $100,000.00 Worldwide excluding US

Patriot International Platinum

5 days to 3 years 0 to 99 $20,000.00 to $2,000,000.00 Worldwide excluding US

Patriot International Lite

5 days to 2 years 0 to 99 $10,000.00 to $100,000.00 Worldwide excluding US
Visitors Care Lite
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $25,000.00
Destinations: United States
Visitors Care Platinum
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $100,000.00
Destinations: United States
Visitors Care Plus
Duration: 5 days to 2 years
Age: 0 to 79
Medical Coverage: $50,000.00
Destinations: United States
iTravelInsured Lite (US citizen only)
Duration: 1 day to 6 months
Age: 0 to 99
Medical Coverage: $100,000.00
Destinations: Worldwide excluding US
Patriot International Platinum
Duration: 5 days to 3 years
Age: 0 to 99
Medical Coverage: $20,000.00 to $2,000,000.00
Destinations: Worldwide excluding US
Patriot International Lite
Duration: 5 days to 2 years
Age: 0 to 99
Medical Coverage: $10,000.00 to $100,000.00
Destinations: Worldwide excluding US

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