Europax

An overview of the requirements and benefits included with this plan. If there are other plans offered by the same company, you’ll find them on the bottom of the page.

Summary

Europax offers basic Schengen-compliant health insurance at affordable daily rates. Ideal for short trips (up to 3 months) and covers travelers up to age 70. While it meets minimum visa requirements and includes personal liability, it lacks coverage for belongings and offers significantly lower medical limits than both ACS's other plans and competitor plans like Dr. Walter ProVisit-Visum or Genki Traveler.

Fact Sheet

Name Europax
Provider ACS
Age 0 to 70
Premium €1.39 to €1.59 per day
Duration 1 day to 3 months
Minimum cancellation notice 1 day
Maximum number of medical extension days 0 days
Bookable after departure unavailable
Available coverage regions Europe

Highlights

Pros:

  • Meets minimum Schengen visa requirements
  • Affordable daily rate
  • Includes high-risk sports coverage
  • Personal liability protection included
  • Available for travelers up to age 70
  • Flexible duration (1 day to 3 months)

Cons:

  • Lowest medical coverage limit among ACS plans
  • No luggage or personal belongings coverage
  • No home country coverage
  • No maternity coverage
  • No accidental death/disability benefits
  • Cannot be purchased after departure
  • No extension options for medical issues

Medical Coverage (Illness & Accidents)

Medical Coverage Limit €30,000.00
Inpatient Coverage included
Outpatient Coverage included
Emergency Dental Coverage included
Maternity Coverage unavailable

Assistance

Emergency Assistance included
Repatriation Coverage included

Miscellaneous

Accidental Death and Disability Coverage unavailable
High Risk Sports Coverage included
Home Country Coverage unavailable
Luggage Insurance unavailable
Personal Belongings Coverage unavailable
Personal Liability Coverage included

Analysis

Europax is ACS's entry-level plan designed specifically for Schengen visa requirements, offering just enough coverage to meet the minimum threshold. While it's one of the most affordable options for short Schengen trips, it provides significantly less medical coverage than most competitors in the market.

Compared to other plans:

The plan is best suited for budget travelers who:

  1. Are primarily concerned with meeting basic visa requirements
  2. Are planning very short trips (1 day to 3 months)
  3. Have minimal health concerns and good existing coverage
  4. Don't need coverage for expensive belongings

Key advantages of Europax include its availability for older travelers (up to 70), personal liability protection, and high-risk sports coverage without additional fees. However, travelers should be aware of significant limitations: no coverage for personal belongings, inability to purchase after departure, and no extension options for medical emergencies.

For budget-conscious travelers meeting only the minimum Schengen requirements for a brief trip, Europax is adequate. However, for comprehensive protection or trips longer than a few weeks, competing plans like Dr. Walter's ProVisit-Visum (unlimited coverage) or upgrading to Globe Traveller would provide substantially better coverage and value.

All Plans Offered By ACS

Plan Duration Age Medical Coverage Available Coverage Regions

Globe Partner

8 days to 1 year 0 to 39 €300,000.00 Africa, Asia, Middle East & Western Asia, North America, Oceania, South America, Worldwide excluding US & CA and Worldwide including US

Globe Traveller

8 days to 1 year 0 to 65 €150,000.00 to €500,000.00 Africa, Asia, Middle East & Western Asia, North America, Oceania, South America and Worldwide excluding US & CA

Europax

1 day to 3 months 0 to 70 €30,000.00 Europe
Globe Partner
Duration: 8 days to 1 year
Age: 0 to 39
Medical Coverage: €300,000.00
Destinations: Africa, Asia, Middle East & Western Asia, North America, Oceania, South America, Worldwide excluding US & CA and Worldwide including US
Globe Traveller
Duration: 8 days to 1 year
Age: 0 to 65
Medical Coverage: €150,000.00 to €500,000.00
Destinations: Africa, Asia, Middle East & Western Asia, North America, Oceania, South America and Worldwide excluding US & CA
Europax
Duration: 1 day to 3 months
Age: 0 to 70
Medical Coverage: €30,000.00
Destinations: Europe

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