ProVisit-Visum

An overview of the requirements and benefits included with this plan. If there are other plans offered by the same company, you’ll find them on the bottom of the page.

Summary

ProVisit-Visum offers premium unlimited medical coverage specifically designed for Schengen visa requirements, positioning itself as a comprehensive solution that far exceeds minimum compliance standards. Available for all ages up to 99 and covering trips from 3 days to 6 months, this plan provides substantially higher protection than basic Schengen options while maintaining competitive daily rates. Ideal for travelers who want robust medical security without the limitations of coverage caps, though it's restricted to European travel and lacks additional benefits like luggage protection or comprehensive personal liability coverage.

Fact Sheet

Name ProVisit-Visum
Provider Dr. Walter
Age 0 to 99
Premium €1.10 to €6.50 per day
Duration 3 days to 6 months
Minimum cancellation notice 0 days
Maximum number of medical extension days 3 months
Bookable after departure included
Available coverage regions Schengen+

Highlights

Pros:

  • Unlimited medical coverage far exceeding Schengen minimum requirements
  • Available for travelers up to age 99 (highest age limit among European plans)
  • Competitive daily rates for unlimited coverage
  • High-risk sports coverage included at no additional cost
  • Flexible duration from 3 days to 6 months
  • Can be purchased after departure
  • Medical extension options up to 3 months
  • No cancellation notice required
  • Emergency assistance and repatriation included

Cons:

  • Coverage limited to Europe only
  • No maternity coverage
  • No luggage or personal belongings protection
  • Personal liability coverage requires additional surcharge
  • Accidental death and disability benefits require surcharge
  • Shorter maximum duration compared to long-term expat plans
  • No home country coverage included

Medical Coverage (Illness & Accidents)

Medical Coverage Limit Unlimited
Inpatient Coverage included
Outpatient Coverage included
Emergency Dental Coverage included
Maternity Coverage unavailable

Assistance

Emergency Assistance included
Repatriation Coverage included

Miscellaneous

Accidental Death and Disability Coverage available at a surcharge
High Risk Sports Coverage included
Home Country Coverage unavailable
Luggage Insurance unavailable
Personal Belongings Coverage unavailable
Personal Liability Coverage available at a surcharge

Analysis

ProVisit-Visum stands out as the premium choice for Schengen visa travel insurance, offering unlimited medical coverage that eliminates the financial risk associated with major medical emergencies. While designed specifically for European travel, it provides substantially more comprehensive protection than basic compliance-focused alternatives.

Compared to other plans:

  • Within Schengen options: ProVisit-Visum offers unlimited coverage compared to ACS Europax's basic coverage limit, making it significantly more robust for travelers concerned about major medical expenses
  • Compared to global unlimited plans: Genki Traveler and Dr. Walter's own ProTrip offer similar unlimited coverage but focus on worldwide travel excluding Europe, making ProVisit-Visum the specialized European equivalent
  • Compared to BDAE plans: BDAE Expat Smart Premium offers unlimited coverage but targets longer-term residents with higher daily rates, while ProVisit-Visum focuses on shorter European trips with more competitive pricing

The plan is best suited for travelers who:

  • Require Schengen visa compliance but want maximum medical protection
  • Are planning European trips lasting several weeks to months
  • Prioritize medical coverage over additional benefits like luggage protection
  • Need coverage for high-risk activities without surcharges
  • Are older travelers (up to 99) who may face restrictions with other insurers
  • Want the flexibility to purchase coverage after departure

Key advantages include its unlimited medical coverage, exceptional age acceptance, and inclusion of high-risk sports without additional fees. However, travelers seeking comprehensive coverage including luggage protection, maternity benefits, or worldwide travel should consider broader plans like Genki Traveler or BDAE's global options.

For European travel requiring robust medical protection, ProVisit-Visum represents excellent value by providing unlimited coverage at competitive rates. However, budget-conscious travelers with minimal health concerns might find basic Schengen plans like ACS Europax sufficient, while those needing comprehensive worldwide coverage should explore Dr. Walter's ProTrip or similar global unlimited plans.

All Plans Offered By Dr. Walter

Plan Duration Age Medical Coverage Available Coverage Regions

ProTrip

1 month to 5 years 0 to 69 Unlimited North America and Worldwide excluding US & CA

ProVisit-Visum

3 days to 6 months 0 to 99 Unlimited Schengen+

Pro Trip World

1 month to 1 year 0 to 69 Unlimited North America and Worldwide excluding US & CA
ProTrip
Duration: 1 month to 5 years
Age: 0 to 69
Medical Coverage: Unlimited
Destinations: North America and Worldwide excluding US & CA
ProVisit-Visum
Duration: 3 days to 6 months
Age: 0 to 99
Medical Coverage: Unlimited
Destinations: Schengen+
Pro Trip World
Duration: 1 month to 1 year
Age: 0 to 69
Medical Coverage: Unlimited
Destinations: North America and Worldwide excluding US & CA

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For full coverage details, terms, and conditions, refer to the provider's official documentation.
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