Safe And Not Sorry

Below you'll find a head-to-head comparison of Europax by ACS and Expat Smart Premium by BDAE .

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Fact Sheet

Name

Europax
Expat Smart Premium
Europax
Name
Expat Smart Premium

Provider

ACS
BDAE
ACS
Provider
BDAE

Age

0 to 70
0 to 74
0 to 70
Age
0 to 74

Premium

€1.39 to €1.59 per day
€4.33 to €13.80 per day
€1.39 to €1.59 per day
Premium
€4.33 to €13.80 per day

Duration

1 day to 3 months
1 month to 3 years
1 day to 3 months
Duration
1 month to 3 years

Minimum cancellation notice

1 day
1 month
1 day
Minimum cancellation notice
1 month

Maximum number of medical extension days

0 days
3 months
0 days
Maximum number of medical extension days
3 months

Bookable after departure

❌ unavailable
✅ included
❌ unavailable
Bookable after departure
✅ included

Available coverage regions

Europe
WWE high cost countries and Worldwide excluding USA
Europe
Available coverage regions
WWE high cost countries and Worldwide excluding USA

Medical Coverage (Illness & Accidents)

Medical Coverage Limit

€30,000.00
Unlimited
€30,000.00
Medical Coverage Limit
Unlimited

Inpatient Coverage

✅ included
✅ included
✅ included
Inpatient Coverage
✅ included

Outpatient Coverage

✅ included
✅ included
✅ included
Outpatient Coverage
✅ included

Emergency Dental Coverage

✅ included
✅ included
✅ included
Emergency Dental Coverage
✅ included

Maternity Coverage

❌ unavailable
❌ unavailable
❌ unavailable
Maternity Coverage
❌ unavailable

Assistance

Emergency Assistance

✅ included
✅ included
✅ included
Emergency Assistance
✅ included

Repatriation Coverage

✅ included
✅ included
✅ included
Repatriation Coverage
✅ included

Miscellaneous

Accidental Death and Disability Coverage

❌ unavailable
❌ unavailable
❌ unavailable
Accidental Death and Disability Coverage
❌ unavailable

High Risk Sports Coverage

✅ included
✅ included
✅ included
High Risk Sports Coverage
✅ included

Home Country Coverage

❌ unavailable
✅ included
❌ unavailable
Home Country Coverage
✅ included

Luggage Insurance

❌ unavailable
❌ unavailable
❌ unavailable
Luggage Insurance
❌ unavailable

Personal Belongings Coverage

❌ unavailable
❌ unavailable
❌ unavailable
Personal Belongings Coverage
❌ unavailable

Personal Liability Coverage

✅ included
❌ unavailable
✅ included
Personal Liability Coverage
❌ unavailable
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Safe And Not Sorry provides insurance comparisons only.
For full coverage details, terms, and conditions, refer to the provider's official documentation.
Safe And Not Sorry is a partnership between CiC Insurances and ExpatDen.