Traveler

An overview of the requirements and benefits included with this plan. If there are other plans offered by the same company, you’ll find them on the bottom of the page.

Summary

Genki Traveler offers high-limit medical coverage with excellent flexibility for longer trips outside the US and Canada. With substantial medical coverage and durations up to one year, it provides significantly more protection than budget options like ACS Europax while remaining competitively priced. Ideal for digital nomads and long-term travelers who prioritize comprehensive medical protection and home country coverage but don't need luggage or personal liability insurance.

Fact Sheet

Name Traveler
Provider Genki
Age 0 to 69
Premium €1.75 to €11.51 per day
Duration 1 month to 1 year
Minimum cancellation notice 1 month
Maximum number of medical extension days 1 month
Bookable after departure included
Available coverage regions North America and Worldwide excluding US & CA

Highlights

Pros:

  • Excellent medical coverage limit (among the highest available)
  • Flexible duration options (1 month to 1 year)
  • High-risk sports coverage included
  • Home country coverage included
  • Can be purchased after departure
  • Medical extension options available (1 month)
  • Covers travelers up to age 69

Cons:

  • No luggage or personal belongings coverage
  • No personal liability protection
  • No maternity coverage
  • No accidental death/disability benefits
  • Limited to worldwide excluding US & CA coverage
  • Higher premium than basic plans
  • Requires 1 month cancellation notice

Medical Coverage (Illness & Accidents)

Medical Coverage Limit €1,000,000.00
Inpatient Coverage included
Outpatient Coverage included
Emergency Dental Coverage included
Maternity Coverage unavailable

Assistance

Emergency Assistance included
Repatriation Coverage included

Miscellaneous

Accidental Death and Disability Coverage unavailable
High Risk Sports Coverage included
Home Country Coverage included
Luggage Insurance unavailable
Personal Belongings Coverage unavailable
Personal Liability Coverage unavailable

Analysis

Genki Traveler positions itself as a premium medical-focused plan, offering some of the highest coverage limits in the market - significantly higher than competitors like BDAE Expat Smart Classic or IMG Europe GlobeHopper. While more expensive than budget options like ACS Europax, it provides substantially more medical coverage.

Compared to other plans:

  • Vs. Dr. Walter ProTrip: Similar unlimited coverage but Genki covers longer durations and includes home country coverage
  • Vs. BDAE plans: Genki offers higher coverage than most BDAE Smart plans and includes high-risk sports without surcharge
  • Vs. ACS Globe plans: Higher medical limits but lacks luggage insurance and personal liability that ACS includes

The plan excels for travelers who prioritize medical security over comprehensive travel benefits. Its strength lies in the combination of high medical coverage, home country benefits, and the ability to purchase after departure - making it ideal for spontaneous long-term travelers or digital nomads.

Best suited for:

  • Digital nomads and long-term travelers (1+ months)
  • Adventure travelers needing high-risk sports coverage
  • Health-conscious travelers prioritizing medical protection
  • Those requiring home country coverage flexibility

However, travelers needing comprehensive protection should consider plans with luggage insurance and personal liability, or supplement Genki Traveler with separate coverage for belongings and liability protection.

All Plans Offered By Genki

Plan Duration Age Medical Coverage Available Coverage Regions

Traveler

1 month to 1 year 0 to 69 €1,000,000.00 North America and Worldwide excluding US & CA
Traveler
Duration: 1 month to 1 year
Age: 0 to 69
Medical Coverage: €1,000,000.00
Destinations: North America and Worldwide excluding US & CA

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For full coverage details, terms, and conditions, refer to the provider's official documentation.
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