An overview of the requirements and benefits included with this plan. If there are other plans offered by the same company, you’ll find them on the bottom of the page.
BDAE Expat Smart Basic provides solid medical coverage for budget-conscious expatriates and long-term travelers in high-cost countries. Offering substantial coverage at affordable rates with durations up to 3 years, it targets expatriates who need reliable medical protection without premium pricing. The plan balances essential coverage needs with cost-effectiveness while including home country benefits and covering travelers up to age 74.
| Name | Expat Smart Basic |
|---|---|
| Provider | BDAE |
| Age | 0 to 74 |
| Premium | €1.70 to €5.57 per day |
| Duration | 1 month to 3 years |
| Minimum cancellation notice | 1 month |
| Maximum number of medical extension days | 1 month |
| Bookable after departure | included |
| Available coverage regions | WWE high cost countries and Worldwide excluding USA |
Pros:
Cons:
| Medical Coverage Limit | €300,000.00 |
|---|---|
| Inpatient Coverage | included |
| Outpatient Coverage | included |
| Emergency Dental Coverage | included |
| Maternity Coverage | unavailable |
| Emergency Assistance | included |
|---|---|
| Repatriation Coverage | included |
| Accidental Death and Disability Coverage | unavailable |
|---|---|
| High Risk Sports Coverage | included |
| Home Country Coverage | included |
| Luggage Insurance | unavailable |
| Personal Belongings Coverage | unavailable |
| Personal Liability Coverage | unavailable |
BDAE Expat Smart Basic serves as the entry-level option in BDAE's Smart series, providing substantial medical coverage at budget-friendly rates. It offers significantly more protection than basic travel insurance while remaining accessible to cost-conscious expatriates, particularly those in high-cost healthcare regions.
Compared to other plans:
The plan's competitive advantage lies in combining substantial medical coverage with affordability while maintaining BDAE's signature benefits like home country coverage and high-risk sports inclusion. Its higher age limit makes it particularly valuable for older expatriates excluded from other budget options.
Best suited for:
The plan provides excellent value for expatriates who need reliable medical coverage without premium pricing. However, those requiring higher medical limits should consider upgrading to Smart Classic or Premium, while those needing longer durations should explore Flexible plans.
| Plan | Duration | Age | Medical Coverage | Available Coverage Regions |
|---|---|---|---|---|
|
Expat Flexible Plus |
1 month to 5 years | 0 to 66 | Unlimited | WWE US / CA / UK / CH / BR / MX / SP / TH and Worldwide excluding USA |
|
Expat Smart Premium |
1 month to 3 years | 0 to 74 | Unlimited | WWE high cost countries and Worldwide excluding USA |
|
Expat Smart Basic |
1 month to 3 years | 0 to 74 | €300,000.00 | WWE high cost countries and Worldwide excluding USA |
|
Expat Flexible Basic |
1 month to 5 years | 0 to 66 | Unlimited | WWE US / CA / UK / CH / BR / MX / SP / TH and Worldwide excluding USA |
|
Expat Smart Classic |
1 month to 3 years | 0 to 74 | €600,000.00 | WWE high cost countries and Worldwide excluding USA |
|
Expat Flexible Plus
Duration: 1 month to 5 years
Age: 0 to 66 Medical Coverage: Unlimited Destinations: WWE US / CA / UK / CH / BR / MX / SP / TH and Worldwide excluding USA |
|
Expat Smart Premium
Duration: 1 month to 3 years
Age: 0 to 74 Medical Coverage: Unlimited Destinations: WWE high cost countries and Worldwide excluding USA |
|
Expat Smart Basic
Duration: 1 month to 3 years
Age: 0 to 74 Medical Coverage: €300,000.00 Destinations: WWE high cost countries and Worldwide excluding USA |
|
Expat Flexible Basic
Duration: 1 month to 5 years
Age: 0 to 66 Medical Coverage: Unlimited Destinations: WWE US / CA / UK / CH / BR / MX / SP / TH and Worldwide excluding USA |
|
Expat Smart Classic
Duration: 1 month to 3 years
Age: 0 to 74 Medical Coverage: €600,000.00 Destinations: WWE high cost countries and Worldwide excluding USA |
Safe And Not Sorry provides insurance comparisons only.
For full coverage details, terms, and conditions, refer to the provider's official documentation.
Safe And Not Sorry is a partnership between CiC Insurances and ExpatDen.