An overview of the requirements and benefits included with this plan. If there are other plans offered by the same company, you’ll find them on the bottom of the page.
BDAE Expat Smart Premium offers unlimited medical coverage for expatriates requiring top-tier protection in high-cost healthcare regions. With coverage up to 3 years and the longest medical extension options in the Smart series, it targets premium expatriate assignments where unlimited medical coverage is essential. The plan combines BDAE's comprehensive regional focus with unlimited medical benefits while covering travelers up to age 74.
| Name | Expat Smart Premium |
|---|---|
| Provider | BDAE |
| Age | 0 to 74 |
| Premium | €4.33 to €13.80 per day |
| Duration | 1 month to 3 years |
| Minimum cancellation notice | 1 month |
| Maximum number of medical extension days | 3 months |
| Bookable after departure | included |
| Available coverage regions | WWE high cost countries and Worldwide excluding USA |
Pros:
Cons:
| Medical Coverage Limit | Unlimited |
|---|---|
| Inpatient Coverage | included |
| Outpatient Coverage | included |
| Emergency Dental Coverage | included |
| Maternity Coverage | unavailable |
| Emergency Assistance | included |
|---|---|
| Repatriation Coverage | included |
| Accidental Death and Disability Coverage | unavailable |
|---|---|
| High Risk Sports Coverage | included |
| Home Country Coverage | included |
| Luggage Insurance | unavailable |
| Personal Belongings Coverage | unavailable |
| Personal Liability Coverage | unavailable |
BDAE Expat Smart Premium represents the top tier of BDAE's Smart series, offering unlimited medical coverage specifically designed for high-cost healthcare regions. It bridges the gap between the Smart series' regional focus and the Flexible series' unlimited coverage, making it ideal for expatriates who need unlimited protection but prefer the Smart series' targeted approach.
Compared to other plans:
The plan's unique positioning targets older expatriates (67-74) who need unlimited medical coverage in expensive healthcare markets. Its extended 3-month medical extension options provide superior flexibility for medical emergencies compared to other Smart plans.
Best suited for:
The plan provides the highest level of medical protection within BDAE's Smart series while maintaining age coverage that other unlimited plans exclude. However, those needing longer durations should consider Flexible plans, and comprehensive travel benefits require separate coverage.
| Plan | Duration | Age | Medical Coverage | Available Coverage Regions |
|---|---|---|---|---|
|
Expat Flexible Plus |
1 month to 5 years | 0 to 66 | Unlimited | WWE US / CA / UK / CH / BR / MX / SP / TH and Worldwide excluding USA |
|
Expat Smart Premium |
1 month to 3 years | 0 to 74 | Unlimited | WWE high cost countries and Worldwide excluding USA |
|
Expat Smart Basic |
1 month to 3 years | 0 to 74 | €300,000.00 | WWE high cost countries and Worldwide excluding USA |
|
Expat Flexible Basic |
1 month to 5 years | 0 to 66 | Unlimited | WWE US / CA / UK / CH / BR / MX / SP / TH and Worldwide excluding USA |
|
Expat Smart Classic |
1 month to 3 years | 0 to 74 | €600,000.00 | WWE high cost countries and Worldwide excluding USA |
|
Expat Flexible Plus
Duration: 1 month to 5 years
Age: 0 to 66 Medical Coverage: Unlimited Destinations: WWE US / CA / UK / CH / BR / MX / SP / TH and Worldwide excluding USA |
|
Expat Smart Premium
Duration: 1 month to 3 years
Age: 0 to 74 Medical Coverage: Unlimited Destinations: WWE high cost countries and Worldwide excluding USA |
|
Expat Smart Basic
Duration: 1 month to 3 years
Age: 0 to 74 Medical Coverage: €300,000.00 Destinations: WWE high cost countries and Worldwide excluding USA |
|
Expat Flexible Basic
Duration: 1 month to 5 years
Age: 0 to 66 Medical Coverage: Unlimited Destinations: WWE US / CA / UK / CH / BR / MX / SP / TH and Worldwide excluding USA |
|
Expat Smart Classic
Duration: 1 month to 3 years
Age: 0 to 74 Medical Coverage: €600,000.00 Destinations: WWE high cost countries and Worldwide excluding USA |
Safe And Not Sorry provides insurance comparisons only.
For full coverage details, terms, and conditions, refer to the provider's official documentation.
Safe And Not Sorry is a partnership between CiC Insurances and ExpatDen.