An overview of the requirements and benefits included with this plan. If there are other plans offered by the same company, you’ll find them on the bottom of the page.
BDAE Expat Smart Classic provides substantial medical coverage for expatriates and long-term travelers in high-cost countries, offering a balanced approach between comprehensive protection and moderate premiums. With coverage up to 3 years and focus on high-cost healthcare regions, it targets expatriates who need strong medical protection in expensive healthcare markets but don't require unlimited coverage. The plan includes home country benefits and extended medical extensions for added flexibility.
| Name | Expat Smart Classic |
|---|---|
| Provider | BDAE |
| Age | 0 to 74 |
| Premium | €2.13 to €6.97 per day |
| Duration | 1 month to 3 years |
| Minimum cancellation notice | 1 month |
| Maximum number of medical extension days | 2 months |
| Bookable after departure | included |
| Available coverage regions | WWE high cost countries and Worldwide excluding USA |
Pros:
Cons:
| Medical Coverage Limit | €600,000.00 |
|---|---|
| Inpatient Coverage | included |
| Outpatient Coverage | included |
| Emergency Dental Coverage | included |
| Maternity Coverage | unavailable |
| Emergency Assistance | included |
|---|---|
| Repatriation Coverage | included |
| Accidental Death and Disability Coverage | unavailable |
|---|---|
| High Risk Sports Coverage | included |
| Home Country Coverage | included |
| Luggage Insurance | unavailable |
| Personal Belongings Coverage | unavailable |
| Personal Liability Coverage | unavailable |
BDAE Expat Smart Classic strikes a balance between comprehensive coverage and cost-effectiveness, specifically targeting expatriates in high-cost healthcare countries. It offers substantially higher coverage than basic travel insurance while remaining more affordable than unlimited plans, making it attractive for cost-conscious expatriates in expensive healthcare markets.
Compared to other plans:
The plan's strength lies in its focus on high-cost healthcare regions combined with its higher age limit of 74, making it particularly suitable for older expatriates or those in expensive healthcare markets who need substantial but not unlimited coverage.
Best suited for:
The plan provides excellent value for expatriates who need substantial medical coverage but don't require the unlimited protection of premium plans. However, those needing longer durations should consider Flexible plans, while those requiring comprehensive travel benefits should supplement with additional coverage.
| Plan | Duration | Age | Medical Coverage | Available Coverage Regions |
|---|---|---|---|---|
|
Expat Flexible Plus |
1 month to 5 years | 0 to 66 | Unlimited | WWE US / CA / UK / CH / BR / MX / SP / TH and Worldwide excluding USA |
|
Expat Smart Premium |
1 month to 3 years | 0 to 74 | Unlimited | WWE high cost countries and Worldwide excluding USA |
|
Expat Smart Basic |
1 month to 3 years | 0 to 74 | €300,000.00 | WWE high cost countries and Worldwide excluding USA |
|
Expat Flexible Basic |
1 month to 5 years | 0 to 66 | Unlimited | WWE US / CA / UK / CH / BR / MX / SP / TH and Worldwide excluding USA |
|
Expat Smart Classic |
1 month to 3 years | 0 to 74 | €600,000.00 | WWE high cost countries and Worldwide excluding USA |
|
Expat Flexible Plus
Duration: 1 month to 5 years
Age: 0 to 66 Medical Coverage: Unlimited Destinations: WWE US / CA / UK / CH / BR / MX / SP / TH and Worldwide excluding USA |
|
Expat Smart Premium
Duration: 1 month to 3 years
Age: 0 to 74 Medical Coverage: Unlimited Destinations: WWE high cost countries and Worldwide excluding USA |
|
Expat Smart Basic
Duration: 1 month to 3 years
Age: 0 to 74 Medical Coverage: €300,000.00 Destinations: WWE high cost countries and Worldwide excluding USA |
|
Expat Flexible Basic
Duration: 1 month to 5 years
Age: 0 to 66 Medical Coverage: Unlimited Destinations: WWE US / CA / UK / CH / BR / MX / SP / TH and Worldwide excluding USA |
|
Expat Smart Classic
Duration: 1 month to 3 years
Age: 0 to 74 Medical Coverage: €600,000.00 Destinations: WWE high cost countries and Worldwide excluding USA |
Safe And Not Sorry provides insurance comparisons only.
For full coverage details, terms, and conditions, refer to the provider's official documentation.
Safe And Not Sorry is a partnership between CiC Insurances and ExpatDen.