Nomad Insurance - Essential

An overview of the requirements and benefits included with this plan. If there are other plans offered by the same company, you’ll find them on the bottom of the page.

Summary

SafetyWing Nomad Insurance Essential provides flexible worldwide travel insurance specifically designed for digital nomads and location-independent travelers. With substantial medical coverage and comprehensive travel benefits including home country coverage, it targets modern nomadic lifestyles with flexible monthly coverage and worldwide accessibility. The plan emphasizes adaptability and comprehensive protection for the growing digital nomad community with optional US coverage and complete travel benefits.

Fact Sheet

Name Nomad Insurance - Essential
Provider SafetyWing
Age 0 to 69
Premium $0.00 to $13.79 per day
Duration 5 days to 12 months
Minimum cancellation notice 0 days
Maximum number of medical extension days 0 days
Bookable after departure included
Available coverage regions Worldwide excluding US and Worldwide including US

Highlights

Pros:

  • Substantial medical coverage for digital nomads
  • Comprehensive worldwide coverage including US option
  • Children covered for free (one child per one adult)
  • Home country coverage included
  • Luggage insurance included
  • Personal liability coverage included
  • Accidental death and disability benefits
  • High-risk sports available (with surcharge)
  • Can be purchased after departure
  • Flexible duration (5 days to 12 months)
  • Monthly subscription available after 12 months
  • No cancellation notice required (0 days)
  • Personal belongings coverage available

Cons:

  • No maternity coverage
  • Age limit at 69
  • No medical extension
  • High-risk sports require surcharge
  • Personal belongings require surcharge
  • Overall maximum coverage may be insufficient for high-cost countries
  • Premium pricing for comprehensive nomad-focused benefits
  • Limited to 12-month maximum duration
  • Insurer can cancel anytime after 12 months

Medical Coverage (Illness & Accidents)

Medical Coverage Limit $250,000.00
Inpatient Coverage included
Outpatient Coverage included
Emergency Dental Coverage included
Maternity Coverage unavailable

Assistance

Emergency Assistance included
Repatriation Coverage included

Miscellaneous

Accidental Death and Disability Coverage included
High Risk Sports Coverage available at a surcharge
Home Country Coverage included
Luggage Insurance included
Personal Belongings Coverage available at a surcharge
Personal Liability Coverage included

Analysis

SafetyWing Nomad Insurance Essential positions itself as the definitive travel insurance solution for the digital nomad lifestyle, offering comprehensive worldwide coverage with the flexibility and benefits that location-independent travelers require. Its combination of substantial medical coverage with practical nomad-focused benefits creates a specialized solution for modern remote work travel.

Compared to other plans:

  • Vs. April MyTravel plans: Similar comprehensive approach but SafetyWing specifically targets nomad lifestyle needs
  • Vs. ACS Globe plans: Comparable travel benefits but SafetyWing includes home country coverage and nomad focus
  • Vs. BDAE plans: Lower medical coverage but includes comprehensive travel benefits that BDAE lacks
  • Vs. traditional travel insurance: Specifically designed for nomadic lifestyle vs conventional travel patterns

The plan's strength lies in understanding and addressing the unique needs of digital nomads, including flexible coverage, home country benefits, and comprehensive travel protection. Its worldwide coverage including the US makes it suitable for truly global nomadic lifestyles. And for families, their child free policy is a unique tool to bring costs down.

Best suited for:

  • Digital nomads and location-independent professionals
  • Nomad families traveling for up to 1 year
  • Remote workers on extended international travel
  • Freelancers traveling while working globally
  • Entrepreneurs building location-independent businesses
  • Modern travelers seeking nomad-specific insurance solutions

The plan provides comprehensive protection specifically designed for the digital nomad lifestyle, making it ideal for location-independent professionals. However, the age limit of 69 excludes older nomads, and those requiring longer durations or higher medical coverage should consider alternative solutions.

All Plans Offered By SafetyWing

Plan Duration Age Medical Coverage Available Coverage Regions

Nomad Insurance - Essential

5 days to 12 months 0 to 69 $250,000.00 Worldwide excluding US and Worldwide including US
Nomad Insurance - Essential
Duration: 5 days to 12 months
Age: 0 to 69
Medical Coverage: $250,000.00
Destinations: Worldwide excluding US and Worldwide including US

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For full coverage details, terms, and conditions, refer to the provider's official documentation.
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