MyTravel Emergency

An overview of the requirements and benefits included with this plan. If there are other plans offered by the same company, you’ll find them on the bottom of the page.

Summary

April International MyTravel Emergency provides essential long-term travel insurance for extended international travel with comprehensive benefits beyond medical coverage. Designed for trips lasting 3 months to 1 year, it offers substantial medical coverage combined with luggage insurance, personal belongings protection, and personal liability coverage. The plan targets extended travelers and digital nomads who need complete travel protection with flexible worldwide coverage options including the US.

Fact Sheet

Name MyTravel Emergency
Provider April
Age 0 to 79
Premium €1.40 to €33.33 per day
Duration 3 months to 1 year
Minimum cancellation notice 0 days
Maximum number of medical extension days 0 days
Bookable after departure included
Available coverage regions Worldwide excl. US, Canada, China, Hongkong, Singapore, Mexico, Monaco, Swiss, United Kingdom, Worldwide excluding US and Worldwide including US

Highlights

Pros:

  • Substantial medical coverage for long-term travel
  • Comprehensive travel benefits package
  • Luggage insurance included
  • Personal belongings coverage included
  • Personal liability coverage included
  • Home country coverage included
  • Accidental death and disability benefits
  • Can be purchased after departure
  • Flexible worldwide coverage including US option
  • No cancellation notice required (0 days)
  • Duration 3 months to 1 year

Cons:

  • Limited to inpatient coverage only (no outpatient)
  • No maternity coverage
  • No high-risk sports coverage
  • No medical extension options
  • Higher premium than basic medical-only plans
  • Age limit stops at 79
  • Minimum 3-month duration requirement
  • Regional exclusions for some high-cost countries

Medical Coverage (Illness & Accidents)

Medical Coverage Limit €250,000.00
Inpatient Coverage included
Outpatient Coverage unavailable
Emergency Dental Coverage included
Maternity Coverage unavailable

Assistance

Emergency Assistance included
Repatriation Coverage included

Miscellaneous

Accidental Death and Disability Coverage included
High Risk Sports Coverage unavailable
Home Country Coverage included
Luggage Insurance included
Personal Belongings Coverage included
Personal Liability Coverage included

Analysis

April International MyTravel Emergency distinguishes itself by offering comprehensive travel insurance specifically designed for long-term travelers, combining substantial medical coverage with complete travel benefits. Its focus on 3+ month trips makes it particularly suitable for extended travel, gap years, and digital nomad lifestyles.

Compared to other plans:

  • Vs. BDAE plans: Lower medical coverage but includes comprehensive travel benefits that BDAE lacks
  • Vs. ACS Globe plans: Similar comprehensive approach with longer minimum duration focus
  • Vs. SafetyWing Nomad Essential: Similar target market but April includes more comprehensive travel benefits
  • Vs. IMG plans: Higher focus on travel benefits vs purely medical coverage

The plan's strength lies in providing a complete travel insurance solution that addresses both medical and practical travel needs for extended trips. However, the limitation to inpatient coverage only significantly reduces its medical utility compared to plans offering comprehensive outpatient coverage.

Best suited for:

  • Digital nomads on extended international travel (3+ months)
  • Gap year travelers seeking comprehensive worldwide coverage
  • Extended business travelers needing complete protection
  • Long-term travelers requiring luggage and liability protection
  • Travelers on sabbaticals or extended international assignments

The plan provides comprehensive travel protection for extended international travel but the inpatient-only medical coverage limitation makes it unsuitable as a primary medical insurance solution. Travelers should consider supplementing with outpatient coverage or upgrading to MyTravel Comfort for complete medical protection.

All Plans Offered By April

Plan Duration Age Medical Coverage Available Coverage Regions

MyTravel Comfort

3 months to 1 year 0 to 79 €500,000.00 Worldwide excl. US, Canada, China, Hongkong, Singapore, Mexico, Monaco, Swiss, United Kingdom, Worldwide excluding US and Worldwide including US

MyTravel Emergency

3 months to 1 year 0 to 79 €250,000.00 Worldwide excl. US, Canada, China, Hongkong, Singapore, Mexico, Monaco, Swiss, United Kingdom, Worldwide excluding US and Worldwide including US
MyTravel Comfort
Duration: 3 months to 1 year
Age: 0 to 79
Medical Coverage: €500,000.00
Destinations: Worldwide excl. US, Canada, China, Hongkong, Singapore, Mexico, Monaco, Swiss, United Kingdom, Worldwide excluding US and Worldwide including US
MyTravel Emergency
Duration: 3 months to 1 year
Age: 0 to 79
Medical Coverage: €250,000.00
Destinations: Worldwide excl. US, Canada, China, Hongkong, Singapore, Mexico, Monaco, Swiss, United Kingdom, Worldwide excluding US and Worldwide including US

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