Safe And Not Sorry
Below you'll find a head-to-head comparison of Europax by ACS and Expat Smart Premium by BDAE.
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Fact Sheet
Name
Europax
Expat Smart Premium
Europax
Name
Expat Smart Premium
Provider
ACS
BDAE
ACS
Provider
BDAE
Age
0 to 70
0 to 74
0 to 70
Age
0 to 74
Premium
€1.39 to €1.59 per day
€4.33 to €13.80 per day
€1.39 to €1.59 per day
Premium
€4.33 to €13.80 per day
Duration
1 day to 3 months
1 month to 3 years
1 day to 3 months
Duration
1 month to 3 years
Minimum cancellation notice
1 day
1 month
1 day
Minimum cancellation notice
1 month
Maximum number of medical extension days
0 days
3 months
0 days
Maximum number of medical extension days
3 months
Bookable After Departure
❌
unavailable
✅
included
❌
unavailable
Bookable After Departure
✅
included
Available coverage regions
Europe
WWE high cost countries and Worldwide excluding USA
Europe
Available coverage regions
WWE high cost countries and Worldwide excluding USA
Medical Coverage Limit
€30,000.00
Unlimited
€30,000.00
Medical Coverage Limit
Unlimited
Medical
Inpatient Coverage
✅
included
✅
included
✅
included
Inpatient Coverage
✅
included
Outpatient Coverage
✅
included
✅
included
✅
included
Outpatient Coverage
✅
included
Emergency Dental Coverage
✅
included
✅
included
✅
included
Emergency Dental Coverage
✅
included
Maternity Coverage
❌
unavailable
❌
unavailable
❌
unavailable
Maternity Coverage
❌
unavailable
Assistance
Emergency Assistance
✅
included
✅
included
✅
included
Emergency Assistance
✅
included
Repatriation Coverage
✅
included
✅
included
✅
included
Repatriation Coverage
✅
included
Miscellaneous
Accidental Death and Disability Coverage
❌
unavailable
❌
unavailable
❌
unavailable
Accidental Death and Disability Coverage
❌
unavailable
High Risk Sports Coverage
✅
included
✅
included
✅
included
High Risk Sports Coverage
✅
included
Home Country Coverage
❌
unavailable
✅
included
❌
unavailable
Home Country Coverage
✅
included
Luggage Insurance
❌
unavailable
❌
unavailable
❌
unavailable
Luggage Insurance
❌
unavailable
Personal Belongings Coverage
❌
unavailable
❌
unavailable
❌
unavailable
Personal Belongings Coverage
❌
unavailable
Personal Liability Coverage
✅
included
❌
unavailable
✅
included
Personal Liability Coverage
❌
unavailable
How much does it cost?
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