Safe And Not Sorry

Below you'll find a head-to-head comparison of Globe Partner by ACS and Expat Smart Classic by BDAE .

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Fact Sheet

Name

Globe Partner
Expat Smart Classic
Globe Partner
Name
Expat Smart Classic

Provider

ACS
BDAE
ACS
Provider
BDAE

Age

0 to 39
0 to 74
0 to 39
Age
0 to 74

Premium

€1.30 to €2.77 per day
€2.13 to €6.97 per day
€1.30 to €2.77 per day
Premium
€2.13 to €6.97 per day

Duration

8 days to 1 year
1 month to 3 years
8 days to 1 year
Duration
1 month to 3 years

Minimum cancellation notice

-1 days
1 month
-1 days
Minimum cancellation notice
1 month

Maximum number of medical extension days

15 days
2 months
15 days
Maximum number of medical extension days
2 months

Bookable after departure

✅ included
✅ included
✅ included
Bookable after departure
✅ included

Available coverage regions

Africa, Asia, Middle East & Western Asia, North America, Oceania, South America and Worldwide excluding US & CA
WWE high cost countries and Worldwide excluding USA
Africa, Asia, Middle East & Western Asia, North America, Oceania, South America and Worldwide excluding US & CA
Available coverage regions
WWE high cost countries and Worldwide excluding USA

Medical Coverage (Illness & Accidents)

Medical Coverage Limit

€300,000.00
€600,000.00
€300,000.00
Medical Coverage Limit
€600,000.00

Inpatient Coverage

✅ included
✅ included
✅ included
Inpatient Coverage
✅ included

Outpatient Coverage

✅ included
❌ unavailable
✅ included
Outpatient Coverage
❌ unavailable

Emergency Dental Coverage

✅ included
✅ included
✅ included
Emergency Dental Coverage
✅ included

Maternity Coverage

❌ unavailable
❌ unavailable
❌ unavailable
Maternity Coverage
❌ unavailable

Assistance

Emergency Assistance

✅ included
✅ included
✅ included
Emergency Assistance
✅ included

Repatriation Coverage

✅ included
✅ included
✅ included
Repatriation Coverage
✅ included

Miscellaneous

Accidental Death and Disability Coverage

✅ included
❌ unavailable
✅ included
Accidental Death and Disability Coverage
❌ unavailable

High Risk Sports Coverage

➕ available at a surcharge
✅ included
➕ available at a surcharge
High Risk Sports Coverage
✅ included

Home Country Coverage

❌ unavailable
✅ included
❌ unavailable
Home Country Coverage
✅ included

Luggage Insurance

✅ included
❌ unavailable
✅ included
Luggage Insurance
❌ unavailable

Personal Belongings Coverage

❌ unavailable
❌ unavailable
❌ unavailable
Personal Belongings Coverage
❌ unavailable

Personal Liability Coverage

✅ included
❌ unavailable
✅ included
Personal Liability Coverage
❌ unavailable
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Safe And Not Sorry provides insurance comparisons only.
For full coverage details, terms, and conditions, refer to the provider's official documentation.
Safe And Not Sorry is a partnership between CiC Insurances and ExpatDen.